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At Your Place in Spain Ltd we have a commitment to the phrase ‘buy safely,’ so much so that we practically insist that you, our client, speak with an independent Spanish solicitor, which is without obligation, prior to flying out to view a property.
The benefit of doing this, is that you are fully informed of your obligations as a property owner in Spain, and that includes taxes and the purchase process, including all fees. There are so many different figures thrown out to prospects, even a well known TV program is suggesting that there is “10% to add on top” of the purchase price, that figure is only the tax due, but what about the Notary fees, Land registry, solicitors fees?
The attitude of ‘no surprises’ for you in your purchasing process ensures that the buying decision is an informed one, as well as an emotional one, after all we understand buying your Spanish home is the realisation of a dream for many.
Once you have made the decision to buy, and you have the funds available, and an idea of where ideally you want to be, you now just want to make the right decision on the property and location.
So what to do next?
Your Place in Spain believes the current market offers opportunity for everyone, the prices are competitive, and many of the properties are in good locations. It stands to reason any buyer should want to be advised of all that is available that fits their requirements in their chosen location.
We understand requirements as well as locations can change when you are actually in Spain.
Being prepared before travelling to the location and having an understanding of the obligations, cost and type of property that you want to view will maximize the time available to you whilst you are in the location, looking at what you actually want to see.
It is understandable that whilst the sun is shining, and the weather is warm, being taken to look at property that is of no interest to you would cause frustration. This can impact on your decision and affect your search for the right property in a negative way.
At Your Place in Spain Ltd we will work with your requirements and provide a property portfolio of details & images that fit those requirements. This way, you can then see the properties and get a feel for what your money can buy you. If you then wish to view one or a selection of the portfolio, the appointment is arranged, and whatever happens after that is down to you, and what you want to do.
So to summarise, we believe that buying in Spain is a straight forward process for you, the client, when you are fully informed of your obligations. When you know what your cash will buy you and you’re prepared with an informative portfolio before you start the viewings, and when you have identified the style of properties to view, then there is a good chance that you will arrive at the realisation of your dream!
With over 2500 available properties across our portfolio in the regions of Costa Blanca South, Costa Blanca North, Murcia, Marbella and Costa Almeria, we believe we can help most achieve that dream, following our process of being informed and in control………..Get in touch see how we can help you.
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Although traditionally known as a golfer’s paradise, Villamartin is a location in Spain that has so much more to offer.
Accessibility – If your flight lands at either Alicante or Murcia San Javier airport you can be in Villamartin in just 30 -40 minutes by car.
The Area – Villamartin is built around one of the area’s most prestigious golf courses, Campo de Golf Villamartin, it is also close to Las Ramblas, Campoamor and Las Colinas golf courses too. This is an area that caters for all, with supermarkets, restaurants, bars, doctors, shops, a number of marinas, and more. La Zenia Boulevard is also close by; this is the biggest shopping centre of the province of Alicante, providing fashion shops, restaurants and entertainment.
There are schools, both international and state, to facilitate the ever increasing community in the location. The beautiful blue flag beaches of La Zenia and Playa Flamenca are close too.
The Weather – Well, Villamartin has on average 320 days of sunshine a year, and an average temperature of 20 oC. In the summer, the temperature in the day can climb up to 35oC, but the low humidity means that the heat isn’t unbearable. The winter months of December, January and February are usually sunny and clear, although a little cool in the evenings until the spring arrives.
The Property – The properties in Villamartin are available at great value and in built in traditional, Mediterranean style. There are also a number of new build opportunities as demand for property in this area increases. This is also a great location for rental gains from a property, with holiday makers and golfers travelling to the area all year round.
We have picked our top 5 properties across Villamartin for you to take a look at, all properties are under £100,000 *calculated at exchange rate of circa 1.30 to £1, any exchange rate fluctuation will change the sterling price* –
https://www.yourplaceinspain.com/property/townhouse-villamartin/
https://www.yourplaceinspain.com/property/bungalowforsaleinvillamartin-3/
https://www.yourplaceinspain.com/property/townhouseforsaleinvillamartin-11/
https://www.yourplaceinspain.com/property/townhouseforsaleinvillamartin-24/
https://www.yourplaceinspain.com/property/apartmentforsaleinvillamartin-4/
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We have helped, and continue to help, many clients to find their dream property in Spain, but why just take our word for it? Let us show you what some of our clients have to say about us and our service…
From the first minute I walked through their door with nothing but an aspiration to buy a property in Spain, the Your Place in Spain team have guided me through every step of the way. I have enjoyed every aspect of the whole process and benefited from expert advice from their team of knowledgeable specialists at every stage of the buying process. Thank you ‘Your Place in Spain.
AD Sale, Cheshire.
We’d like to thank Rob & the staff for their invaluable information and guidance. We had been searching for a property in Spain for nearly two years, and I can genuinely say that after everyone that we had spoken to about buying property in Spain, Rob provided expert location knowledge, and made us feel very comfortable and confident about purchasing in Spain, we were in safe hands and couldn’t have asked for better service. Thank you all very much.”
GC Manchester
We can provide each and every client with this level of service, support and care. We will always go above and beyond to help our clients find their perfect location and the perfect property. Even if you require some advice and knowledge about a specific location we can help!
We are Manchester’s number 1 Spanish property consultants specialising in the locations of Costa Blanca North, Costa Blanca South, Murcia, Marbella and Costa Almeria.
We can help you on your journey to finding and owning a property in Spain, please call 01618702276 or email info@yourplaceinspain.com. You can also visit our Spanish property showroom in Manchester on 103 Washway Road, Sale, M33 7TY.
If you would like to do your own property search please click on the following link and fill in your requirements in the criteria boxes, should you then require any further information about a particular property in your search please just click on the Quick Query button to get in touch – www.yourplaceinspain.com
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2015 will be the year many people buy their dream home in the sun, probably on one of the Spanish Costas. The Spanish Banks certainly hope so!!
The early indications from the recognised Spanish Property experts suggests that in some locations the prices have now started to increase, and the availability in some locations also appears to be reducing.
We understand that the hundreds of thousands of available Bank properties have reduced significantly, leaving properties that in some locations, may never sell due to their condition and size. It is good to see that new build projects are on the increase though, especially on Spain’s Southern Costa Blanca, to meet the demand from all over Europe and the rest of the world.
A major factor in the increase in the number of sales is that the Spanish banks are now lending again, although with a criteria akin to how the UK lenders are now offering mortgages. At current rates this is a vehicle that could be factored into any potential buyers funding options. By doing so it effectively brings back to the buyer the availability of choice coupled with the fact that the bank will also do due diligence on the property, so effectively a double check on the property status.
An example of this is a client with £75,000 available to buy their dream home in Spain; they may wish to consider using £50,000 of this therefore retaining £25,000. The client could then borrow 63,000 euro giving them funds (at a rate of 1.27euro/£1) of circa 126,000 euro to use to purchase their property.
By considering the action of taking a mortgage that client has dramatically increased the number of available properties to them, both new and resale, and more importantly the locations they can select their dream home from (providing it’s affordable.) With a smaller budget comes a more limited number of options and potentially not buying, or even worse buying something they don’t really want.
Using a Mortgage broker to obtain the most suitable mortgage for you is possibly a better option as opposed to going direct to a Spanish Bank, as the deals to brokers are coming up daily that may suit a particular buyer.
Currently the Loan to Value or Loan to purchase price (whichever is the lower) mortgages peak at 70% for non-Spanish residents (subject to credit status) with term in some cases up to 30 years or 75 years of age (whichever is the lower.)
The Euribor Rate currently is circa 0.37%, so deals could be available at Euribor plus 1.5% for premium clients, maybe a little higher for others, for an initial period.
As with all financial projects, prospects should take advice from a specialist in the country of purchase. Your Place in Spain Ltd are happy to introduce Mortgage Directa, a Spain based mortgage brokerage.
Mortgage Directa are happy to discuss client requirements, access the link on the bottom right of our home page and find out more – www.yourplaceinspain.com
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