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One of the first and most important steps on the journey to buying a property in Spain, is understanding the purchasing of currency. As Spain uses the Euro, and the UK uses the pound, there is an exchange rate that is constantly fluctuating, due to economic events.

Whilst the UK banking industry offers a service of currency exchange, it is essential that buyers understand that there are wider, and more competitive, options available meaning that you can pay less for your Euro.

When just a slight movement of the exchange rate can result in costing you thousands more pounds when buying your Spanish currency, being up to date and informed is of prime importance.


The below villa is currently for sale at €259,995 EUR (plus purchase costs.)

With an exchange rate of circa 1.1596 (euro to pound) as seen in March 2024, the sterling cost of this villa was £224,210. However, with an exchange rate of circa 1.1693 (euro to pound) as seen on 2nd May 2024, the sterling cost of the villa was £222,350.

That is a difference of almost £2,000!

Whilst this example is just a snapshot of the saving, it highlights the importance and value of using a service that observes the exchange rate and advises accordingly.

That’s why we offer a currency consultation with a broker. Once you are registered with a currency broker, you will receive a personalised service to guide you through the process.

If you would like assistance in this area, get in touch with us at info@yourplaceinspain.com, or simply click here.

We’re here to help, every step of the way.

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