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The Spanish banks are back in the game and are now actively looking for business, just as in the UK the Spanish market needs to have learnt its lesson to ensure no repeat of the banking actions that contributed to the crisis that saw many suffer in 2007.

The information coming out from the respected institutions suggests Spain is on a road to recovery somewhat akin to the media output in the UK about its recovery, partly confirmed to a large extent by the fact that there are in excess of over 50 new developments underway in Costa Blanca alone!

So mortgages are available (subject to criteria) Your Place in Spain have teamed up with a long standing organisation named Mortgages Directa based in Spain, they can offer a variety of products for clients wishing to buy with a mortgage for their Spanish property.

With prices at the current levels it would seem a mortgage is a more than reasonable option to which any possible rentals could contribute to its repayment and should be a consideration for any buyer.

You have the peace of mind knowing also that the Spanish banks have done the necessary checks about the land and the quality to offer their money to mortgage borrowers.

You can access the mortgage calculator at www.yourplaceinspain.com scroll to the bottom of the page, click on the Md logo, once on the site you can establish a monthly payment entering the amount to borrow (usually 75%) the interest rate (currently 2.5% above Euribor which is 0) and how long you want to have the mortgage. The information should give you an estimated figure that will be close to what the actual and correct figure will be.

As with all financial actions, care needs to be taken to ensure all that is in place to support the application is sufficiently stable, therefore maximising the enjoyment of buying your Costa Blanca apartment or Villa in Murcia.

A full range of frequently asked question are listed on the site and a contact option, of course Your Place in Spain will answer any questions they can for you.

If a Spanish mortgage is something that interests you then please talk to us first. It is always wise to receive some estimated figures before taking your interests to the next level; after all you don’t really want to be rushed about having to take an option after agreeing to buy your Marbella apartment do you?

As with all mortgages your property is at risk if you don’t keep up with payments. Please be advised the figures used in this information whilst aim to be accurate, are for guidance and actual costs & figures would be supplied by the relevant experts.

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Demand for Marbella’s prime location properties is outstripping supply, states a recent article in the Daily Telegraph, to those people familiar with this stunning location whether returning holidaymakers or owners it will not come as a surprise.

The international market place that exists aligned with Spain’s new golden visa program and the unwavering commitment from the Mayor of Marbella Angeles Munoz of restoring the locations reputation and profile is creating investor interest, so much so that the article also suggests Marbella is Spain’s fastest growing market place in terms of number of Marbella Villa sales at average costs of circa 4500euro to 6000euro plus per sq metre

The article also suggests that none other than George Clooney is said to have purchased a house in Marbella’s upmarket Sierra Blanca location last year.

At Your Place in Spain we have excellent portfolio of Marbella apartments & Marbella Villas from circa 65,000euro to in excess of 15 million euro  visit us at www.yourplaceinspain.com see if your ideal place in Spain is there, we look forward to talking with you.


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It is understood there are in excess of 50 new developments under way on the Costa Blanca, buoyed by the rise in the euro/sterling exchange rate the British buyer is in a “win win” scenario. Whilst there is still the ‘glut’ of resale’s and bank stock property available many of these new developments are by comparison small and in great locations with a competitive entry level from circa 98000 euro. (Plus purchase costs)



This activity is clearly a further indication of how the market is recovering aligned with UK recovery. International sales of Spanish property are surging and an increased demand from Spanish buyers possibly suggests the turn in prices certainly in the more desired locations could be soon heading up the way!


Information released by Spain’s National Statistics Institute show a 5.4% year on year rise for May 2014. The month saw 28,124 purchases of Spanish properties completed and this represented an increase on the previous month with a 12.6% more sales than in April.

New contemporary designs combined with new technology brings into play the question “should I buy a resale property or a brand new property?” A resale that may have an attractive guide price and is furnished but not necessarily in the best location, or a brand new property in a location with a view, coastal, mountain or golf, furnished by you for you.


We understand these properties could be mortgaged (subject to status).


Your Place in Spain will be bringing into its portfolio these new developments for buyers consideration to add to the currently over 3000 available properties.



For details on any of the properties in the portfolio please use the ‘Quick Query’ facility on the web site www.yourplaceinspain.com or take advantage of the ‘property finder service’ as highlighted on the site…..Talk to us today and get the ball moving, let’s make your dreams a reality together by finding you the perfect property in the perfect location.

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Here at Your Place In Spain we not only locate your dream property in your ideal location, we also find you the right property, at the right price.

Everything we do is tailored around your requirements and specification. We listen to your criteria to fully understand what type of property and location you are looking for then we can get to work on a portfolio of options for you.

We specialise in properties for sale in a number of Spanish locationsthe Costa Almeria, Costa Blanca North, Costa Blanca South, Costa Calida/Murica and Marbella. Our team in the UK and in your chosen location will work with you to find you the perfect property.

Once you have completed your research and selected your desired location, you are now ready to view, when you arrive our team will arrange a mutually convenient date and time to pick you up so you can view the properties available, the area and it’s attractions.

 Buying a property in another country can appear to be a daunting and very long winded process, so we say let someone else help and prepare what’s required for you.. Let Your Place in Spain do the hard work.

Contact us today to discuss your requirements or our services on +44(0)1618702276 or email info@yourplaceinspain.com



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